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Sophie Henderson, CA, FCA, MA (Oxon)

J.S. Held Acquires Element Forensic Engineering, Expanding Insurance-Focused Capabilities for Mid-Market and Large Loss Property Claims Across Canada

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Sophie Henderson has over 15 years of experience quantifying large, complex business interruption and economic loss, delivering clear, defensible financial models for high-value claims. Her project experience spans multiple regions, reflecting her global perspective and adaptability across diverse markets and industries, including mining, upstream and downstream energy (with a focus on renewables), heavy manufacturing, construction, logistics, retail, hospitality, and professional, financial, and health services. She has also managed matters involving fraud, employee dishonesty, product recall, political risk, personal injury, cyber incidents, and stock or inventory losses.

Sophie has worked extensively across Australia and internationally, collaborating with stakeholders to efficiently and strategically progress claims. She has played a key role in establishing and growing forensic accounting practices, including setting up a regional office in Australia. Her ability to combine technical precision with strategic insight has positioned her as a trusted advisor in complex claim scenarios.

Based in Melbourne, Sophie leads the forensic accounting practice in Australia at J.S. Held, with a particular focus on complex business interruption and inventory loss claims. Her leadership emphasizes delivering robust financial analyses and supporting clients through intricate claim processes. 

Key Expertise

  • Business Interruption
  • Increased Costs & Extra Expense
  • Contingent Business Interruption
  • Stock & Inventory Losses
  • Delay in Start-Up & Advanced Loss of Profits
  • Subrogation & Recoveries
  • Power Generation (Fossil Fuel & Renewables)
  • Industrial Manufacturing
  • Mining
  • Oil, Gas & Petrochemicals
  • Logistics & Distribution
  • Waste & Recycling
  • Retail & Hospitality

Professional Affiliations/Memberships/Licenses/Training

  • Chartered Accountant (CA), Chartered Accountants Australia and New Zealand (CA ANZ)
  • Fellow Chartered Accountant (FCA), Institute of Chartered Accountants in England and Wales (ICAEW)
  • Forensic Accounting Specialist, CA ANZ
  • Women in Insurance Victoria, Committee Member
  • Women in Insurance Victoria Olivia Warwick Excellence Award, Recipient
  • Australian Insurance Law Association (AILA), Member