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Operations Update: How J.S. Held is continuing to support clients during COVID-19.

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Lead-Based Paint Regulations & How They Impact Your Project

Projects that involve damage or disturbance of painted or coated surfaces, as well as development or improvements of existing structures, may involve some level of lead impact regardless of the type, age, or location of the property. The use of lead in paints and coatings...

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The Effect of COVID-19 on Active Construction: Project Restarts

Though it is not yet clear how long site work will be suspended or whether certain markets will begin to open up earlier than others, there are several considerations that any Owner can take during COVID suspensions to best position their Project and Project teams...

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FEMA’s Commonly Misinterpreted ‘50% Rule’

Did you know that a residential structure is three times as likely to experience a flood than a fire over the 30-year life of a mortgage? In fact, flooding is the most common type of natural disaster in the United States and worldwide. Within the...

Technical Topics

Cyber Claims: A Guide to Calculating Business Interruption

While cyber was incorporated in some general liability policies (GL) of the 1980s, the first cyber standalone policy was written in 1997 through AIG. Though groundbreaking, as it was the first to address cybersecurity, it was a third-party liability policy only. According to Statista, standalone...

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The Effect of COVID-19 on Active Construction: Project Suspensions

As the headlines continue to rock an already stressed construction industry, the COVID-19 pandemic will continue to cause further impacts, varying in both type and magnitude, on active project sites, both immediately and for the months to come. Over the last few decades, the modern...

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The Effect of COVID-19 on Business Interruption Losses

In general terms, the intent of commercial property insurance is to indemnify against losses sustained as a function of covered peril to covered property. Business interruption loss is measured as a function of continuing operations, if any, deviating from probable levels but-for such property damage...

 
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